Definition: Insurance: A type of insurance that covers losses or damages resulting from unforeseen events, such as natural disasters, accidents, illness, theft, or damage to property caused by human error or malpractice. Credit Check: The process of determining whether someone qualifies for a loan, mortgage, or other credit product. Credit check is typically done on the borrower's credit report and includes information about their current debt loads, financial history, employment, and past behaviors.
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